WealthShots

Our investment philosophy is built on a robust Asset Allocation framework — the foundation for long-term, consistent results. Why It Matters Optimal Risk-Adjusted Returns Allocating investments across uncorrelated asset classes helps achieve superior risk-adjusted returns. This is often measured using the Sharpe Ratio, which evaluates return relative to risk. Real-World Example A portfolio with predefined…

The table presents a heat map of returns across various asset classes, offering valuable insights into how different investments behave over time. Key Insights 1. No Consistent Pattern Across Asset Classes Asset classes do not follow a predictable order of performance each year. This highlights the importance of a diversified asset allocation strategy. 2. Balanced…

When it comes to investing, it’s important to know how much risk or volatility your asset class carries. Risk simply means how much your returns can fluctuate—technically measured by standard deviation (how far actual returns move from the average). Higher risk usually comes with the potential for higher returns—but also more ups and downs along…